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Money & Finance
As housing market warms, keep these buying tips in mind
(BPT) - Ready to buy your first home, or move up to a larger home for your expanding family? Home sales seem to be finally warming up after a five-year chill, as demand gradually builds among first-time homebuyers and existing homeowners seeking more room. Historically low mortgage rates, rising rents and relatively po...
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Financial considerations beyond the 'fiscal cliff'
(BPT) - With the agreement reached at the eleventh hour of 2012 to avert components of the so-called “fiscal cliff,” nearly all taxpayers will be affected in some way.  With that in mind, there are still many things you can do this year to prepare for potential additional tax changes and to take control of your financia...
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How to recharge your resolutions
(BPT) - Many find that the new year is a time to wipe the slate clean. In fact, 45 percent of Americans made New Year’s resolutions, according to the Journal of Clinical Psychology from the University of Scranton. But while it is easy to make resolutions, the hard part is actually following through with them. By the first few weeks of the new year, nearly two-thirds of Americans who made resolutions will have already broken them the journal also states. Avoid becoming a failed resolution st...
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Hiring pros for spring cleaning tasks? What to look for and what it should cost
(BPT) - Some traditional spring cleaning tasks are easily accomplished on your own, like clearing out clutter or rearranging storage areas. Other important tasks such as cleaning air ducts or your carpets may require professional assistance – and that’s where things can get confusing. When you hire a professional to ha...
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Consumers, be aware: Know the facts when it comes to oil changes
(BPT) - With more than 300 million vehicles on the road today, motor oil is the lifeblood of any engine and can help protect and prolong its life, whether you’re driving a compact car, pickup truck or SUV. However, not just any motor oil will ensure the healthy life of an engine and, unfortunately, discounted deals for ...
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Spring car shopping? Take care of financing first
(BPT) - Auto shows dotting the country paired with rising temperatures leave many people longing for a new car or truck. But purchasing a new vehicle is a complex process – one that doesn’t start with finding the right car, but with making sure your finances are in order. It’s important to plan ahead so there are no sur...
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Get organized to help grow your business
(BPT) - Small businesses are always trying to find ways to get organized so employees can work more efficiently and save money in the process. With tax time just around the corner and projects opening and closing on a daily basis, taking your business organization standards to a new and improved level might seem like a ...
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Protect your information during the tax-season identity theft boom
(BPT) - Tax season can be stressful, and each year people scramble to send in their tax returns, right down to the deadline. But for those who do a little preparation and avoid procrastinating, it can be significantly less tense. However, whether you’re a last-minute rusher or an ahead-of-the-game planner, you need to t...
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Deductions that could dramatically cut your tax bill
(BPT) - For all the talk about taxes during the “fiscal cliff” debate at the end of 2012, many people are still left wondering what it means to them as the April 15 filing date approaches.  "'Is it a big deal? Or is it business as usual?' are questions I'm hearing," says Scott Halliwell, a certified financial planner with USAA. "While many issues were resolved, a lot of taxpayers still aren't sure how their tax returns and deductions are affected.” If you're one of those people, brush up o...
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Class of 2013: The future careers of this year's high school graduates
(BPT) - High school seniors nationwide are preparing to graduate, receiving college acceptance letters and possibly enrolling in a college or university. The challenging economy has made many of these young adults acutely aware of the important role their degree can play when they face commencement once again, this time...
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The 5 money habits that can help you find true wealth
(BPT) - When did money get so complicated? From spending and charity to saving and investing, it’s hard to know exactly what to do with your finances. Cut through the confusion and consider five smart ways you can use your money to your advantage today. Bruce Helmer , award winning financial services advisor, author a...
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Money advice for expectant and new parents
(BPT) - Have you ever heard the saying that “babies don’t come with owner’s manuals”? It’s true that no matter how many books you read, classes you take, or experienced parents you talk to, you can never be completely prepared for the challenges and joys of parenthood. You can, however, prepare yourself for the costs of...
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Sen. Lisa Murkowski announced her support of legal gay civil unions on Wednesday. Do you support her view?
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Sen. Lisa Murkowski announced her support of legal gay civil unions on Wednesday. Do you support her view?

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Munro sends off skipper into retirement
by Nicole Klauss / nklauss@kodiakdailymirror.com
Jun 19, 2013 | 479 views | 0 0 comments | 9 9 recommendations | email to a friend | print
The Coast Guard Cutter Munro displays full dress of colors at the cargo pier on Coast Guard Base Kodiak to recognize the change of command, on Tuesday, June 18, 2013. (Nicole Klauss photo)
The Coast Guard Cutter Munro displays full dress of colors at the cargo pier on Coast Guard Base Kodiak to recognize the change of command, on Tuesday, June 18, 2013. (Nicole Klauss photo)
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Rear Adm. Charles Ray salutes during the national anthem, at the change of command ceremony for the Coast Guard cutter Munro on Tuesday, June 18, 2013. (Nicole Klauss photo)
Rear Adm. Charles Ray salutes during the national anthem, at the change of command ceremony for the Coast Guard cutter Munro on Tuesday, June 18, 2013. (Nicole Klauss photo)
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Rear Adm. Charles Ray, right, presents Capt. Mark Cawthorn, former commander of the Coast Guard cutter Munro, with a Meritorious Service Medal, at a change of command ceremony, on Tuesday, June 18, 2013. (Nicole Klauss photo)
Rear Adm. Charles Ray, right, presents Capt. Mark Cawthorn, former commander of the Coast Guard cutter Munro, with a Meritorious Service Medal, at a change of command ceremony, on Tuesday, June 18, 2013. (Nicole Klauss photo)
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Capt. Mark Cawthorn inspects the crew of the Coast Guard Cutter Munro during a change of command ceremony on Tuesday, June 18, 2013 at the Golden Anchor on Coast Guard Base Kodiak. Cawthorn has commanded the Munro since July 2011, and is now retiring from the Coast Guard. (Nicole Klauss photo)
Capt. Mark Cawthorn inspects the crew of the Coast Guard Cutter Munro during a change of command ceremony on Tuesday, June 18, 2013 at the Golden Anchor on Coast Guard Base Kodiak. Cawthorn has commanded the Munro since July 2011, and is now retiring from the Coast Guard. (Nicole Klauss photo)
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Capt. Mark Cawthorn, commanding officer of the U.S. Coast Guard cutter Munro, retired Tuesday after 27 years of service with the Coast Guard. He was relieved of his duties as commanding officer by Capt. Jeff Thomas during a change of command ceremony at the Golden Anchor. Thomas arrived from Coast Guard Headquarters where he served as assistant director for the Office of Emerging Policy. Cawthorn commanded the 378-foot Kodiak-based cutter Munro for two years, and sailed 55,000 miles with his crew of 175. They inspected fishing boats, worked a high seas driftnet case, spent hundreds of hours on search and rescue missions, and saved the lives of three people in the last year. Cawthorn has taken the Munro to Japan, the South China Sea, and around all the islands in the Aleutian Chain. “I always knew this would be my last ship, I just did not know it would be the final assignment of my career,” Cawthorn said. Rear Adm. Charles Ray, deputy commander of the Pacific Area, traveled from California to preside at the ceremony. Ray spoke to Cawthorn’s leadership and dedication, as well as the achievements of the crew of the Munro. “They spent 300 days underway in the last two years, and every one of those days was a challenge,” Ray said. Cawthorn has spent 13 years of his career at sea, and served on cutters Ute, Pegasus and Thetis out of Key West, Fla. He served as executive officer of the cutter Escanaba, and the commanding officer of cutters Monomoy and Seneca, out of Massachusetts. “He sailed around the world,” Ray said of Cawthorn’s career. “He crossed the Arctic Circle, he crossed the Equator, and he crossed the International Dateline. He’s done all those things and seen all those things.” Cawthorn also spent tours of duty at Coast Guard headquarters, Guantanamo Bay, Cuba and Port-au-Prince, Haiti. Cawthorn and his family will leave Kodiak for Honolulu. His wife Deb is an active-duty Coast Guard lieutenant commander and his daughter Leah is a high school senior. Cawthorn’s son Jacob was not present because he is currently stationed aboard the U.S. Coast Guard cutter Seneca. During his farewell remarks, Cawthorn thanked his family and his crew for the support they provided him during his time as commanding officer, and shared memories and stories of life onboard the Munro. “From the time my wife and I arrived in Alaska two years ago it has been one incredible adventure after another,” Cawthorn said. Cawthorn received a Meritorious Service Medal during the ceremony. Contact Mirror writer Nicole Klauss at nklauss@kodiakdailymirror.com.
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